Premiums & Participants: We have occasionally found premiums reported to be higher when compared to the number of participants covered than they should be (for example 90 people covered for Health with a premium of $44 million) and vice versa. This is usually due to errors in the Department of Labor electronic scanning system.

Broker names and names of carriers: The DOL scans in the data and often it is unintelligible or difficult to discern. We assembled a team of researchers to clean up this data, and eliminated many errors and elements that were illegible. Please note: Only the names and addresses of companies have been updated, the names and addresses of individuals are unchanged.

A special word about broker names: The Schedule A of the form 5500 allows only one line and 35 characters for the broker name. There is no room to put an individual's name as well as a company name, so the brokers tend to fall into two categories: those with individual names such as Robert J. Brown and those with company names such as Torrey & Clark Insurance Agency. All names were sent through the National Change of Address System to ensure accuracy and standardization of the addresses. Phone numbers were added where available. Since the broker names are from 2003 and 2004 filings, some brokers may now have merged or changed their name. We have not been able to update addresses of brokers whose entries in the database are by individual name. Those with company names have been scrubbed to the best of our ability through matching with a large commercial database as well as through personal phone calls. We continue to research and correct these names. Because the information is in an online database, we are able to provide updates and corrections on a continuing basis.

Note:
Although most broker names and addresses have been cleaned up to the best of our ability, we have provided brokers with a screen to update their address/phone information. If you are a broker and you wish to update your address/phone, click here.