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Legal & Privacy

This privacy statement explains the procedures followed by FreeERISA.com in collecting and using information regarding visitors to this Web site and advises you what information might be shared with third parties (See Choice/Opt-Out section). The type of information collected will vary depending upon the portions of the site which you visit and, in certain instances, which you voluntarily disclose.

Collection of Information

Basic Viewing

If you read or download any pages on a FreeERISA site, we automatically collect and store:

  • the requested Web page,
  • the status of the request (whether it was successful or not),
  • the date and time you access our site,
  • the Internet address of the Web site or the domain name of the computer from which you accessed our site,
  • the type and version of the Web browser,
  • the operating system of the computer running the Web browser, and
  • additional information that might be made available to us.

In addition to using this information to send the requested site pages to your computer, we use this information (i) to monitor the performance of our Web server and diagnose system problems and to otherwise administer our system and (ii) to provide collective demographic and user profile data on visitors to our site.

Any usage of on-line chat, newsgroup, or comment sessions is considered a public usage and you assume responsibility for any information or content which you submit.

Users Who Register

Most areas on FreeERISA require a user to by registered in order to access. Any information provided on these pages may be added to the aforementioned tracking data and used for marketing purposes by FreeERISA or other third parties. This information may be sold and resold to other third parties (See Choice/Opt-Out section).

E-Mail Users

If you send us an e-mail or submit information via a form on our website, in addition to the information, we will also record your e-mail address and any other personal information included with your message. We will use this information to respond to your message and may add your address to an e-mail distribution list used to announce new products or to update the status of other products or otherwise contact you for marketing purposes. This information may be distributed to third parties (See Choice/Opt-Out section).

Online Purchasers/Demo Users

If you access or download a software or other product demo, in addition to the general visitor information, we will collect and store your name and e-mail address and other information on the registration form. This information will be incorporated into one or more FreeERISA database(s). We may use this information to send you solicitations for FreeERISA products and make other marketing contacts. This information may be distributed to third parties (See Choice/Opt-Out section).

If you order a product on-line, in addition to the general visitor information, we will require certain personal information, including (i) financial information necessary to process the order (such as a credit card number or account information), (ii) location information (including address and business affiliation) necessary to ship and process the order (which will include mailing and delivery addresses and telephone numbers) and to otherwise support the FreeERISA customer database and (iii) unique identifiers (such as a user password). We use this information to authorize and process your order and also to track order fulfillment and billing. For certain products, customers who do not wish to provide this information on-line may order products by telephone. The customer specific information will be incorporated into one or more FreeERISA customer database(s). We periodically send our customers, either by regular mail or e-mail, information and solicitations for FreeERISA products and make other marketing contacts. We also use composite demographic or profile data for our own internal research and when dealing with advertisers.

Sharing Information

Basic Viewing

For visitors who only read or download pages from a Summit Professional Networks site, individual identifying data may be shared outside of FreeERISA and its providers. We may disclose or sell collective demographic and user profile data with third parties (See Choice/Opt-Out section).

Registered Viewers

Visitors who register may be included in one or more FreeERISA customer database(s). This data may be shared or sold to third parties (See Choice/Opt-Out section). Users who do not wish to have this information shared must request removal from the website and will be unable to access FreeERISA resources.

E-Mail Users

Parties who send us an e-mail or respond to the Contact Us section may be included in one or more FreeERISA customer databases. This data may be shared or sold to third parties (See Choice/Opt-Out section). Users who do not wish to have this information shared must request removal from the website and will be unable to access FreeERISA resources.

Online Purchasers and Demo Users

Parties who sample products or order on-line will have certain information entered in one or more FreeERISA database(s). Information in FreeERISA customer databases may be shared or sold to third parties (See Choice/Opt-Out section). Users who do not wish to have this information shared must request removal from the website and will be unable to access FreeERISA resources. This may include any information supplied to FreeERISA other than individual financial information (such as credit card or account data, and personal passwords). FreeERISA will disclose credit card account, billing and expiration data only to the institutions with which it has a merchant relation, including charge authorization services. Delivery information may be disclosed to shippers and others in the delivery process for the purpose of delivering goods and tracking shipments. Payment information may be disclosed to credit reporting bureaus or used for collection or law enforcement purposes.

Choice/Opt-Out

Users who do not wish FreeERISA to share customer data information with third parties may request that their name not be shared by contacting us to ask that their name be deleted from any such shared lists. Users requesting removal will be unable to access FreeERISA services. This can be done by contacting FreeERISA by any of the means given under the heading CHANGES/CORRECTIONS below. Such changes normally will be effective with list usages beginning 10 business days after we receive your request. This will not affect lists used or shared before the changes are entered.

Cookies

A "cookie" is a small data file that is sent to your browser when you access a web site. FreeERISA cookies will contain a unique user ID that tracks the pages you have visited. This user ID is used only for the operation of the cookie and is not provided to any third party. A cookie file cannot read other data from your hard disk or read cookie data created by other sites. FreeERISA uses cookies primarily to facilitate your visit through our sites and to help us improve our sites. FreeERISA also will use cookie data in operating its on-line ordering and product demo functions as well as in granting access to secure pages.

If you prefer not to receive cookies from FreeERISA sites, you should set your browser to alert you before accepting cookies or to otherwise block cookies. However, this may limit your ability to access certain portions of FreeERISA.

Links

As a convenience for our users, FreeERISA may contain links to third party sites. (This includes links through advertisements.) These sites are not under the control of FreeERISA and are not covered by this privacy policy. Once you link to another site, you are subject to the privacy policy of that new site. (Check the URL in the location bar on your Web browser.)

Security

FreeERISA is committed to taking commercially reasonable steps to protect any individual identifying information that you provide to us. We use industry standard secure shopping tools, VerisignTM technology.

Changes/Corrections

If you have any questions about the accuracy of information on FreeERISA's system or need to modify any information previously provided, you may contact us to confirm or correct any individual identifying information as follows:

By e-mail: support@freeerisa.com
By regular mail:
FreeERISA.com c/o Judy Diamond Associates
1301 Connecticut Ave NW
Ste 300
Washington, DC 20036
Attn: Customer Service

General

FreeERISA reserves the right to revise these terms at any time by updating this posting. Even though you may have visited this site before, any access is subject to the then current terms and you are responsible for checking for any updates. However, the prior terms will continue to apply to any information submitted under such policy.

This policy is in effect as of September 9, 2009.

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